Short answer

Foreigners can buy property in Turkey if their nationality is eligible, the property lies outside military forbidden and strategic zones and the area limits are respected. The transfer is signed at the land registry, buyer and seller each pay a 2% title deed fee, and a valuation report is now required only for purchases made to obtain citizenship.

In this article
  1. Can foreigners buy property in Turkey?
  2. Where can foreigners not buy property?
  3. Do foreigners still need a valuation report?
  4. How do you buy a property in Turkey step by step?
  5. What does buying property in Turkey cost?
  6. Does your holiday home give you a residence permit?

If you want to buy property in Turkey as a holiday home or a place to retire, the legal process has its own rules that differ from those most buyers know from home. Foreign buyers must pass a nationality check, stay within area limits and avoid military zones, and the title deed (tapu) is transferred only at the land registry office (tapu müdürlüğü) in Türkiye (Turkey).

This guide explains those rules, the current position on valuation reports, the steps and the costs as of 29.09.2026. For related topics, see the real estate law overview.

Can foreigners buy property in Turkey?

Yes, subject to Article 35 of the Land Registry Law. Foreign individuals may acquire property if they are nationals of a country designated by the President, and the President may also restrict or suspend acquisitions by country or region. In practice, nationals of most countries, including the UK and EU states, are eligible. The land registry checks your nationality when you apply.

  • 30 hectares per person: the total land a foreign individual may own across Türkiye; the President may raise this up to twice as much.
  • 10% per district: foreigners together may not own more than 10% of the private land in a district. The land registry checks this ceiling for each purchase.
  • Bare land: if you buy a plot without a building, you must submit a development project to the relevant Ministry within two years.
  • Sanction: property acquired against these rules, or used against its purpose, can be liquidated and converted into money.

Where can foreigners not buy property?

Foreigners may not acquire property in second-degree military forbidden zones, and the President may bar them from areas near military zones or other strategic areas (Law No. 2565, Art. 9 and 28). The maps of military forbidden, military security and strategic zones are sent to the land registry (Land Registry Law, Art. 35), so the office checks each purchase and will tell you if a parcel is affected. According to TKGM, a property in a special security zone also needs the governor's permission.

This can matter, for example, near naval or air bases on the coast. Ask for the title record before paying any deposit.

Do foreigners still need a valuation report?

Not for an ordinary purchase. From 2019, foreign buyers had to present a valuation report from a licensed appraisal company under Circular No. 2019/1 of the General Directorate of Land Registry and Cadastre (TKGM). Circular No. 2024/4, in force since 09.12.2024, repealed that circular: a valuation report is no longer required when foreigners buy property, except where the purchase is made to obtain Turkish citizenship. In that case, the investment amount is confirmed by an amount determination certificate (Tutar Tespit Belgesi, TTB) prepared from a licensed valuer's report requested through Web Tapu. TKGM amended the circular again in September 2026, so check the current details.

How do you buy a property in Turkey step by step?

Buying a holiday or retirement home

  1. Get a tax number

    A tax office issues a Turkish tax number (vergi numarası) against your passport. According to TKGM, the land registry can proceed with the tax number if your foreign identity number cannot be confirmed, and it can assign a foreign identity number if you have none.

  2. Check the title and the building

    Obtain a current title record showing mortgages, seizures and annotations. Check that the building has an occupancy permit (yapı kullanma izin belgesi) and ask the site management about unpaid fees.

  3. Transfer the price through a bank

    Pay by bank transfer and keep the bank receipts. If you convert foreign currency, the bank sends the foreign exchange purchase certificate (döviz alım belgesi) to the land registry electronically. A new secure payment system for property sales is due to become compulsory on 01.12.2026 (see below).

  4. Apply to the land registry

    Apply online through Web Tapu or at the office with the documents listed below.

  5. Pay the fees

    The land registry informs you by SMS of the title deed fee, the service fee and the signing time. The compulsory earthquake insurance (DASK) policy must be in place.

  6. Sign and receive the title deed

    Seller and buyer sign the official deed. If you do not speak Turkish, a sworn interpreter must attend.

Documents usually requested from a foreign buyer

  • PassportWith a translation if needed
  • Identity declaration form and one photoRequired from foreign individuals in every land registry application
  • Foreign exchange purchase certificate and bank receiptsSent by the bank or submitted by you
  • DASK earthquake insurance policyRequired for buildings
  • Municipal value certificateSome municipalities provide it online to the land registry
  • Power of attorneyOnly if someone signs for you

What does buying property in Turkey cost?

Typical buyer costs (as of 29.09.2026)
ItemAmount or rule
Title deed fee (tapu harcı)2% of the declared price for the buyer and 2% for the seller; the declared price may not be lower than the property tax value (Fees Law No. 492, Tariff 4)
Land registry service feeSet every year; in 2026, an extra TRY 20,868 per property or unit applies to transfers in which a foreigner is a party (TKGM tariff 2026)
DASK earthquake insuranceAnnual premium depending on size and location
Sworn interpreter and notaryMarket rates; needed if you do not speak Turkish or use an attorney
Estate agent's commissionAgree the amount in writing before viewing; use an agent with an authorisation certificate
Running costsAnnual property tax (emlak vergisi) and site fees (aidat)

Does your holiday home give you a residence permit?

Owning a home is a ground for a short-term residence permit (Law No. 6458, Art. 31). According to the Presidency of Migration Management, the home must have been worth at least USD 200,000 in Turkish lira at the time of acquisition, and it must be used as your residence, not rented out for income (required documents list). Co-owning family members may also apply.

Plan for inheritance as well. Turkish law governs succession to real estate located in Türkiye, whatever the owner's nationality (Private International Law Act No. 5718, Art. 20), so Turkish rules, such as the reserved shares of close relatives, apply to your Turkish home even if your will follows another law. For your specific situation, individual legal advice is recommended.

Frequently asked questions

Can foreigners buy property in Turkey?

Yes. Foreign individuals can buy homes, business premises and land in Türkiye if their nationality is on the list set by the President. The property must lie outside military forbidden and strategic zones, and a person may own at most 30 hectares nationwide. Foreigners together may not exceed 10% of a district's private land. Bare land requires a development project within two years.

Do I need a valuation report to buy property in Turkey?

Not for an ordinary purchase. TKGM required valuation reports from foreign buyers from 2019, but Circular No. 2024/4, in force since 09.12.2024, limited this to purchases made to obtain citizenship. There, the investment amount is confirmed by an amount determination certificate based on a licensed valuation. An independent valuation is still a sensible precaution against overpaying.

What are the closing costs when buying property in Turkey?

The main cost is the title deed fee: 2% of the declared price for the buyer, with a separate 2% for the seller, as of 29.09.2026. Add the land registry service fee, earthquake insurance, a sworn interpreter and any estate agent's commission. After purchase, you pay annual property tax and, in a complex, site fees.

Can I buy a house in Turkey near a military area?

Not inside second-degree military forbidden zones, and the President can bar foreigners from other strategic areas under Law No. 2565. The zone maps are held by the land registry, so the office checks every foreign purchase. According to TKGM, special security zones also require the governor's permission. Check the title record before paying a deposit.

Does buying a house in Turkey give me residency?

It can support a short-term residence permit, but it does not give residency automatically. The home must have been worth at least USD 200,000 at acquisition, be used as your residence and not be rented out. You apply through e-İkamet and renew the permit before it expires. Citizenship requires a separate, higher investment.

Sources